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Disaster Recovery Resources
Pictures of Disaster Recovery

Federal Authorities for Disaster Recovery

Burton, Lloyd.(2008) The Constitutional Roots of All-Hazards Policy, Management, and Law. Published in July in the Journal of Homeland Security and Emergency Management. One of the few sources of information about basic legal authorities, include those for recovery.

Federal Programs for Recovery

FEMA/DHS. (2005) Disaster Assistance: A Guide to Recovery Programs. (147 pp.) Latest handbook from FEMA listing federal programs that can be used for recovery.

Recovery Assistance for Individuals and Families (as of 9/15/08)

1-800-621-FEMA (3362).
1-800-462-7585 (TTY).
Lines open 8 a.m. to 6 p.m.

The following assistance is available to residents in federal disaster areas:

• Hotel costs

• Rental payments for temporary housing

• $500 grants to certain households to cover immediate needs. No eligibility requirements issued yet.

• Grants for home repairs and replacement of essential household items not covered by insurance

• Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance

• Unemployment payments up to 26 weeks for workers who temporarily lost jobs

• Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $1.5 million for business property losses not fully compensated by insurance

• Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence.

• Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.

SMALL BUSINESS ADMINISTRATION

• Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $1.5 million for business property losses not fully compensated by insurance.

• Loans up to $1.5 million for small businesses that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster's adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of $1.5 million.

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Last modified: September 15 2008
 
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